Using & Renewing Your Card

CADL members can use their library card to access a wide array of services and collections, both in branches and online.

Creating an Account

Start by creating an online account. From there you can:

  • search the online catalog
  • place up to 70 holds on items you would like to check out (Instructions on how to to place a hold) 
  • view, renew, freeze or cancel holds
  • pay library fees and fines
  • update account information

We recommend downloading our free CADL App—it's a quick and convenient way to access and keep track of your account.

If you are searching for an item and find it is not in the CADL catalog, try Michigan's interlibrary loan system MeLCat, or suggest a purchase.

Loan Limits

For physical items, use your CADL card to check out up to 70 items at one time. Some special use items are limited to one per account at a time, including Library of Things, Library of Things Jr., bus passes and zoo passes. Chromebooks, hotspots, iPad kits and passes are the only Library of Things items available at this time.

For digital items, the loan limits are as follows:

  • Overdrive/Libby: 10 checkouts and 15 concurrent holds
  • hoopla: 12 checkouts per month
  • Kanopy: 8 checkouts per month. The Great Courses and Kanopy Kids are unlimited access and will not count againts your checkout credits.
  • RBdigital: No checkout limit


Loan Periods & Fines

Returned items are quarantined for at least 72 hours and may take up to a week after return to be checked in. Overdue fines are suspended while quarantine is necessary. Billed item policies still apply.

Having loan periods and overdue fines on physical items helps keep them circulating and available to all members. To avoid overdue fines, check your printed receipt or online account for due dates. Many items can be renewed, which extends the due date. A card with $10 or more in fines or fees cannot be used until the amount due is less than $10 again.

Loan periods and fines vary depending on the type of item:

ITEM                                     LOAN PERIOD                  FINE

Book                                    7-day or 21-day                 20¢/day

Magazine                            21-day                                20¢/day

CD/Audiobook                   21-day                                20¢/day

New DVD/Blu-ray               3-day                                 $1/day

Other DVD/Blu-ray             7-day                                  20¢/day

Library of Things                14-day                                Varies according to item value

The same fines apply to items borrowed by CADL patrons through the statewide borrowing network (MeLCat).

Checked out items may be returned at any CADL branch, even after hours. Digital items expire and do not need to be returned. Fines and fees may be paid at any branch by cash, check or credit card, or through your online account.

Overdue & Billed Items

When a due date has passed on a physical item, you will receive an overdue notice. Overdue fines are currently suspended.

  • Bills and overdue fines may be paid through your online account. 
  • If an item is returned with missing or damaged pieces or packaging, a fee will be charged based on the cost to replace the pieces or packaging. If they cannot be replaced, you'll be billed for the entire item plus processing fee.
  • If an item is more than 30 days overdue, it is considered lost. You will receive a bill to cover the replacement cost plus a $5 processing fee. If a billed item is returned in good condition, the bill will be removed from your record.
  • If an item is returned damaged, you will be billed to cover the replacement cost plus a $5 processing fee.
  • Replacement fees for items borrowed through the statewide borrowing network (MeLCat) are subject to the policies of the library that loans them. They may be billed differently than items belonging to CADL.
  • CADL will refer an account to a collection agency if the borrower was billed for an item more than 30 days ago but has not returned or paid for it, and the borrower has more than $40 in charges. All items must be returned and all related charges paid before the card can be reinstated.

Member Responsibilities 

Members agree to be financially responsible for anything checked out on their card, including overdue fines. Allowing others to use your card is done at your own risk.

Members are responsible for providing CADL with current contact information. We will not sell or share this information.

Lost or Stolen Cards

Report a lost or stolen card immediately by calling or visiting a branch. Until you report it, you are responsible for all items checked out on the card and all fines or fees that result. Also contact your branch immediately if you have your card but notice items in your account that you do not recognize.

Blocked Cards

Situations that may result in a card being blocked include:

  • Member has accumulated $10 or more in fines or fees. The card cannot be used to borrow items until that amount is paid down to under $10.
  • Member has been referred to a collection agency by CADL The card cannot be used to borrow items or log on to public computers until the issue is resolved.
  • A card is being used for public computers by someone other than the cardholder. The card will be blocked and the cardholder will be notified to come to the library to reinstate it.

Renewing Your Card

Expiration Dates

Expiration dates are being extended as needed until full account services resume. 

Resident cards and Business/Institution cards are good for four years from their issue date. Non-resident cards are good for either six months or one year, depending on which type you choose.

Money Owed

Most cards can be easily renewed if the account balance is less than $10. If you are the signing adult for minor children, those account balances must also be less than $10. Visit your online account to view items and make payments. 

Renew Online

You will be asked to confirm your contact information and preferences, and to upload images of a photo ID and proof of address.

Renew Online Now

Renew at a Branch- Currently Unavailable

Visit any CADL branch with a photo ID and proof of current address. To renew a Youth Card, the parent/guardian must present their own ID.

Find a Branch