User's Guide

About

Using Your Library Card

Loan Periods

Loan periods range from 7-21 days, depending on the item. At checkout, patrons receive a receipt showing the due date for each item.

Loan Periods & Fines    
Item Loan Period Fine
Books 7-day or 21-day 20¢/day
Magazines 7-day or 21-day 20¢/day
CDs/Audiobooks/Other materials 21-day 20¢/day
New release DVDs/BluRays 3-day $2/day
All other DVDs/BluRays 7-day $1/day
Videos 7-day $1/day


To avoid overdue fines, check your printed receipt or online account for due dates. Many items can be renewed, which extends the due date. 

Overdue Fines

To encourage people to return their borrowed items in a timely manner, CADL charges daily fines for all overdue and lost items. These incentives help keep books and other items moving efficiently through the system, so that everyone has a chance to enjoy them.

Fines are calculated from the day an item was due until the day it is returned. When a due date has passed, you will be notified by the contact method you chose (phone or email).

Overdue fines may be paid at any CADL branch with cash or check, or through your online account with a credit card.

Lost & Damaged Items

An item more than 30 days overdue is considered lost. Patrons will receive a bill to cover replacement plus a $5 processing fee.

  • Bills may be paid at any CADL branch with cash or check, or through your online account with a credit card.
  • If a billed item is returned in good condition, the bill will be removed from your record. Overdue fines will still apply.
  • If an item is returned with missing or damaged pieces or packaging, a fee will be charged based on the cost to replace the pieces or packaging. If they cannot be replaced, you'll be billed for the entire item plus the processing fee.
  • Items borrowed through the statewide borrowing network (MeLCat) are subject to the policies of the library that loans them. They may be billed differently than iems belonging to CADL.
  • If you were billed for an item more than 30 days ago and have not returned or paid for it, and you have more than $40 in charges, your account will be referred to a collection agency. You will need to return all materials and pay all related charges before your card can be reinstated.

Blocked Cards

Although CADL encourages you to use your card regularly, there are exceptional situations where use of your card may be blocked until the problem is resolved. Examples include:
  • If you accumulate $10 or more in charges or fines on your library account, you won't be able to use your card to borrow items or use library computers until the amount is paid down to less than $10.
  • If you have been referred to a collection agency by CADL, your card will be blocked until you have taken care of all related charges, including overdue fines.
  • A parent/guardian with $10 or more in charges or who is in colletion agency status may not sign for a child's card.
  • A card being used for public computer access by someone other than the cardholder will be deactivated. The cardholder will be notified of such use and will need to come to the library to reinstate the card.

Your Online Account

You don't have to be inside a library to take advantage of services like these:

  • download eBooks from our free collection
  • view the items you currently have checked out
  • renew items you have checked out
  • view the items you previously checked out
  • search the online catalog for books, eBooks, movies, magazines, music and more
  • place holds on items you would like to check out
  • view the items you have placed on hold
  • cancel or freeze items you have placed on hold
  • create lists, such as titles you'd like to read in the future
  • rate titles you've read, using our 1-4 stars system
  • change some of your personal information
  • pay library fees and fines
  • suggest a title you'd like CADL to purchase and add to our collection
  • access specialized reference information that is only available to cardholders
  • search the Michigan eLibrary Catalog (MeLCat) for titles you can borrow from other Michigan libraries

Creating Your Account

Start by visiting the sign in page of our online catalog

  • Type in your last name and library card number.
  • Leave the password field blank and click "Send".
  • You will be prompted to create a password for your new account.

Visit or call any CADL branch with questions about your online account.

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